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Ever since money was intrusive as a medium of exchange, human has the cause to be creative. As social beings, we all have needs. If our needs are to be met then we need money. We buy and purchase with money. We have to exchange value for money. Our former and Old system of exchange is called trade by barter.

The problems associated with this system makes it inefficient. For how long will you be looking for a man to exchange your product with when you will be having an important meeting to catch up with. This system is time-wasting and energy-consuming. Hence a need to find a better way to serve as a general medium of exchange.

The money system comes with its problems. Every system has its downside. As beautiful as having money is, lack of it could spell doom. Not having enough to meet human needs and want could be problematic. If human lack is sustained for long, life could be tough and difficult. Nothing kills easily like not being able to meet your basic needs in life. With cash at hand, to meet our daily needs and necessities of life becomes easy. Hence, the need for feeding, clothing, and decent accommodations made it easy through money.

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