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7 Useful Tips For Buying Your First Car

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Before buying a car, you need to create a clear budget. Buying your first car can be so exciting, congratulations are definitely in order. Fact is, there’s a lot to manage and do. But that’s not all there are tips that can guide you to ensure you aren’t making a wrong choice as you start shopping for you first car.

WHAT TYPE OF CAR DO YOU REALLY NEED?

If you know your need rather than wants, you will be quick at knowing what the right car is for you. Evaluate your lifestyle and the driving conditions you face often, learn about different car types and features. Never choose a car because it’s trending and classy. Would you rather have a cost-efficient vehicle or a luxurious car that turns head? Keep all this in mind when you begin your car-buying process.

SET YOUR BUDGET

This is very essential regardless of whether you seek to buy a new car or a used one. One of the key steps in the process of buying a car is figuring out your budget. Being realistic about how much you can really afford is the first step to finding the right car. Your budget will decide the range of available options when selecting a car.

COMPARE OTHER CARS IN THE SAME CLASS

If you have a choice already, you still need to review other comparable cars in the same class. In today’s automotive marketplace, you can research by looking at online auto rankings. You can also use carmart.ng to research before you hit the showroom. If you buy a car without comparing and you end up seeing a better option, you can’t change the car because you’ve purchased it already. So, calm down and look carefully before selecting or purchasing a car.

KNOW YOUR CREDIT SCORE

If you want to take a loan to buy a car, you must know your credit score. There are advantages to doing so. First, it will give you time to correct any wrong information on the credit reports behind the score. Second, it will allow you shop for loans with a better idea of the rates you qualify for. There are many online sources of free credit scores. Be careful of sites that require you to sign up for credit monitoring services or other products before you get to see your score. Beware of scammers so you don’t fall in their hands.

DO YOUR DUE DILIGENCE ON A USED CAR YOU LIKE

Buyers who opt for a used car that is not certified have a couple of extra steps to take before they make an offer. First, you will want to get a vehicle history report from a site such as Autocheck. It will tell you about the vehicle’s accident history, status, repair records and more. If you see red flags on the vehicle history report, it should either put the brakes on buying that car or point out issues that require further and thorough investigation by a mechanic before you think about buying the car. Ensure the used car you want is certified so you won’t go through this stress.

KNOW WHAT TO NEGOTIATE

Your bargaining power should be high but there are things that can’t be negotiated in an auto purchase. Don’t waste time trying to haggle over the car’s registration, taxes, or the cost the manufacturer charges to ship the car to the dealer. You can, however, negotiate the dealer’s documentation fee, advertisings charges, or unwanted extras. If you make any price concessions, ask for something in return, such as floor mats or oil changes.

TEST DRIVE

Once you have identified a few cars that might fit your needs and budget, schedule an appointment for test drive with the dealers. It’s a good idea to call ahead to make appointments to structure the day—and it helps you gauge the customer service at each dealership. Take each car for a test drive to see how you feel in it and how it performs. Try driving all the cars you are considering on the same day so you can easily compare them.

Before you sign, be sure you know and understand the terms of any financing and warranty agreements.

Source: opera.com
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